Need an appraisal in Puyallup or Pierce County?
The top seven reasons WA homeowners order from Smith Appraisal:
Do you own a home in or near Puyallup? Do you need help determining the price of your real estate?
We at Smith Appraisal understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Smith Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping customers just like you dismiss unwanted PMI insurance. Challenging Pierce county's assessment of your propertyLets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from Smith Appraisal is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?If your home is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Smith Appraisal can provide you with a professional appraisal to help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd like to have a seasoned expert double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home. |